Best Buy Credit Card Financing: How to Use It for Printers and Scanners

In today’s fast-paced digital world, printers and scanners remain essential tools for both home offices and businesses. Whether you’re a remote worker, a student, or a small business owner, having reliable equipment can make a huge difference in productivity. However, high-quality printers and scanners often come with a hefty price tag. That’s where the Best Buy Credit Card comes in—offering flexible financing options to help you get the tech you need without breaking the bank.

Why Choose Best Buy Credit Card Financing?

Best Buy’s credit card, issued by Citibank, provides special financing deals that can be a game-changer for tech shoppers. Here’s why it’s worth considering:

1. Interest-Free Financing Periods

One of the biggest perks is the 0% APR (Annual Percentage Rate) financing for a set period—usually 6, 12, 18, or even 24 months, depending on promotions. If you pay off your purchase within the promotional period, you won’t pay any interest.

2. Exclusive Member Rewards

Cardholders earn 5% back in rewards on most Best Buy purchases, which can be redeemed for future tech upgrades.

3. Flexible Payment Plans

Instead of paying a large sum upfront, you can spread the cost over several months, making high-end printers and scanners more affordable.

How to Use Best Buy Credit Card Financing for Printers & Scanners

Step 1: Check Current Financing Offers

Before making a purchase, visit Best Buy’s website or ask in-store about active financing promotions. Deals change frequently, so timing matters.

Step 2: Choose the Right Printer or Scanner

Best Buy carries a wide range of printers and scanners, from budget-friendly models to high-performance business machines. Consider:

Home Office Printers

• Inkjet Printers: Affordable and great for occasional use (e.g., HP Envy, Canon PIXMA).
• All-in-One Printers: Print, scan, copy, and sometimes fax (e.g., Epson EcoTank).

Business-Grade Printers & Scanners

• Laser Printers: Faster and more cost-effective for high-volume printing (e.g., Brother HL-L2350DW).
• Document Scanners: Ideal for digitizing paperwork (e.g., Fujitsu ScanSnap).

Step 3: Apply for the Best Buy Credit Card (If You Don’t Have One)

The application process is quick—usually requiring basic financial info. Approval is often instant for in-store purchases.

Step 4: Use Financing at Checkout

Once approved, select the financing option that fits your budget. For example:
- $500 printer → Choose 12-month financing → Pay ~$41.67/month with 0% interest.

Step 5: Pay On Time to Avoid Interest

Missing payments or failing to pay off the balance before the promotional period ends can result in retroactive interest charges. Set up autopay to stay on track.

Smart Tips for Maximizing Your Financing

1. Stack Deals for Extra Savings

• Use Best Buy rewards from previous purchases.
• Wait for Black Friday or Back-to-School sales for deeper discounts.

2. Consider Refurbished or Open-Box Items

Best Buy’s Geek Squad Certified refurbished printers and scanners often come with warranties at lower prices.

3. Upgrade to Eco-Friendly Models

With rising concerns about e-waste and sustainability, investing in energy-efficient printers (like those with ENERGY STAR certification) can save money on power bills.

The Bigger Picture: Tech Financing in a Changing Economy

As inflation impacts consumer spending, flexible financing options like Best Buy’s credit card help bridge the gap between necessity and affordability. Whether you’re adapting to hybrid work models or optimizing a home office setup, smart financing ensures you get the tools you need without financial strain.

So, next time you’re eyeing that high-end Epson WorkForce Pro or a speedy Brother laser printer, remember—Best Buy’s financing could be your ticket to hassle-free tech ownership.